AIRB News Items

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AIRB Board Meeting Schedule for 2023 added (August 4, 2022)

AIRB Bulletin 05-2022 - Launch of Collection and Reporting System (CARS) - effective July 11, 2022 (posted July 11, 2022)

AIRB Notice 04-2022 - Public Board Member Appointments (posted June 30, 2022)

AIRB Bulletin 03-2022 - Updated Filing Guidelines effective July 1, 2022 (posted June 29, 2022)

The following documents are on the Filing Guidelines page:

AIRB 2022 Annual Review of Commercial Automobile Insurance Loss Experience - Notice 03-2022 and Documents (posted June 24, 2022)

  • Notice 03-2022 - Annual Review of Commercial Automobile Insurance Loss Experience
  • The Oliver Wyman Actuarial Analysis Preliminary Report has been posted on the 2022 Annual Review page.

AIRB 2022 Annual Review of Private Passenger Automobile Insurance Loss Experience - Notice 02-2022 and Documents (posted June 24, 2022)

AIRB 2022-2025 Business Plan (posted May 4, 2021)

Bulletin 02-2022 and documentation for AIRB 2022 Semi-annual Review of Industry Experience as of June 2021 for Private Passenger Vehicles (posted March 25, 2022)

AIRB 2021 Annual Report (posted March 8, 2022)

Notice 01-2022 and documentation for AIRB 2022 Semi-annual Review of Industry Experience as of June 2021 for Private Passenger Vehicles (posted January 28, 2022)

AIRB Bulletin 01-2022: Rating Profiles Revised (posted January 20, 2022)

AIRB Bulletin 12-2021: Principles for Rating Variables (posted December 1, 2021)

Direct Compensation for Property Damage (DCPD) content (posted October 20, 2021)

Direct Compensation for Property Damage (DCPD) was introduced as part of the Automobile Insurance Reforms announced in October 2020. DCPD will replace the property damage portion of the third party liability coverage on your automobile insurance policy effective January 1, 2022. The main intent of this change is to provide consumers with an efficient way to process vehicle damage claims. For more information see:

New pages added: Automobile Insurance Regulation in Alberta (posted October 20, 2021)

AIRB 2021 Market and Trends Report (posted september 29, 2021)

AIRB Grid Guidance document updated (posted September 24, 2021)

AIRB Bulletin 11-2021: File and Use Filing Guidelies (posted September 24, 2021)

AIRB 2021 Annual Review on Automobile Insurance Loss Experience
(Private Passenger Vehicles and Commercial Vehicles)
- Reports, Bulletins 08, 09 and 10-2021 (posted September 24, 2021)

AIRB 2021 Annual Review of Private Passenger Automobile Insurance Loss Experience - Video Transcript (posted August 31, 2021)

New page added to Drivers section (posted July 15, 2021)

Grid Rating Program Premium and Differential Changes (posted July 7, 2021)

The AIRB has released its Grid Rating Program Premium and Differential Changes early this year to accommodate increased implementation time due to the impact of the DCPD implementation.

AIRB 2021 Annual Review of Commercial Automobile Insurance Loss Experience - Notice 03-2021 and Documents (posted June 25, 2021)

AIRB 2021 Annual Review of Private Passenger Automobile Insurance Loss Experience - Notice 02-2021 and Documents (posted June 25, 2021)

AIRB 2021-24 Business Plan (posted May 4, 2021)

AIRB Bulletin 06-2021 - Filing Guidelines and Related Updates
- effective May 1, 2021 (posted May 4, 2021)

The following documents have been added or updated on the Filing Guidelines page:

Grid Step Calculation Tool (updated April 1, 2021)

AIRB Bulletin 05-2021 - Usage Based Insurance Program Guidance
- effective April 1, 2021 (posted March 30, 2021)

AIRB Bulletin 04-2021 - Industry PPV Benchmarks Schedule
- effective April 1, 2021 (posted March 30, 2021)

AIRB Bulletin 03-2021 - Filing Guidelines updates
- effective April 1, 2021 (posted March 30, 2021)

The following documents are on the Filing Guidelines page:

AIRB 2020 Annual Report (posted March 11, 2021)

New page for Drivers added: Usage Based Insurance (posted March 3, 2021)

Expansion of Rating Territories (posted March 1, 2021)

Filing Guidelines updates effective March 1 (posted March 1, 2021)

The following documents are on the Filing Guidelines page:

Fraud Prevention (posted March 1, 2021)

Approved Automobile Insurance Rate Board Filings (posted January 29, 2021)

The AIRB has launched a new web page to report on approved filing decisions as they are implemented, replacing the quarterly filing decisions publications. This enhancement will enable policyholders to see their insurer's rate changes over the previous three years. Data will be updated daily, as insurers implement changes to their rating programs.

Notice 01-2021 and documentation for AIRB 2021 Semi-annual Review of Industry Experience as of June 2020 for Private Passenger Vehicles (posted January 29, 2021)

Grid Step Calculation Tool (posted January 27, 2021)

How Driving Convictions affect your Premium (posted January 6, 2021)

AIRB Policies updated (posted December 21, 2020)

Technical Guidance: Change in Rates and Rating Programs (updated December 21, 2020)

Grid Guidance (updated December 21, 2020)

AIRB Bulletin - Approval of 2021 CLEAR Rate Group Tables (posted December 7, 2020)

AIRB Bulletin - Guidance on Reform Factors for Future Rate Filings (posted November 24, 2020)

AIRB 2020 Market and Trends Report (posted November 9, 2020)

How Car Insurance Premiums are Calculated (posted November 6, 2020)

2020 Annual Review on Automobile Insurance Loss Experience
(Private Passenger Vehicles and Commercial Vehicles)
- Reports, Bulletins 04, 05 and 06-2020, and Order 01-2020 (posted September 25, 2020)

AIRB Notice 05-2020 - Appointment (posted September 1, 2020)

AIRB 2020 Annual Review of Private Passenger Automobile Insurance Loss Experience - Transcript, Presentations and Submissions (updated August 24, 2020)

  • The presentation documents, and the video transcript, have been posted on the 2020 Annual Review page.

AIRB Filing Guidelines (Private Passenger and Other than Private Passenger) updated - effective July 1, 2020 (posted June 29, 2020)

AIRB 2020 Annual Review of Commercial Automobile Insurance Loss Experience - Notice 04-2020 and Documents (posted June 26, 2020)

AIRB Compensation Disclosure (posted June 26, 2020)

AIRB 2020 Annual Review of Private Passenger Automobile Insurance Loss Experience - Notice 03-2020 and Documents (posted June 26, 2020)

AIRB Notice 02-2020 - Public Board Member Appointments (posted June 4, 2020)

AIRB Bulletin 01-2020 - Industry PPV Benchmarks Schedule,
effective April 1, 2020 (posted March 27, 2020)

AIRB 2019 Annual Report (posted March 13, 2020)

Notice 01-2020 and documentation for AIRB 2020 Semi-annual Review of Industry Experience as of June 2019 for Private Passenger Vehicles (posted January 31, 2020)

10 Ways to Lower your Automobile Insurance (posted January 31, 2020)

What to do after an Automobile Collision (posted December 6, 2019)

Bulletin 11-2019: Approval of 2020 CLEAR Rate Group Tables
(posted November 27, 2019)

Top 10 Reasons why Premiums Increase (posted October 4, 2019)

2019 Annual Review on Automobile Insurance Loss Experience
(Private Passenger Vehicles and Commercial Vehicles)
- Reports, Bulletins 06, 07, 08 and 09-2019 and Order 01-2019 (posted September 27, 2019)

AIRB 2019 Annual Review of Private Passenger Automobile Insurance Loss Experience - Presentation Documents (posted August 15, 2019)

AIRB Filing Guidelines (Private Passenger and Other than Private Passenger) updated - effective July 1, 2019 (posted June 28, 2019)

AIRB 2019 Annual Review of Commercial Automobile Insurance Loss Experience - Notice 03-2019 and Documents (posted June 27, 2019)

AIRB 2019 Annual Review of Private Passenger Automobile Insurance Loss Experience - Notice 02-2019 and Documents (posted June 27, 2019)

AIRB Compensation Disclosure (posted June 26, 2019)

AIRB 2018 Annual Report (posted June 11, 2019)

AIRB Chair's message and vision updated (posted June 3, 2019)

AIRB Bulletin 03-2019 - Industry PPV Benchmarks Schedule,
effective April 1, 2019 (posted May 1, 2019)

Bulletin 02-2019: Private Passenger Vehicles - Criteria for Ministerial Order No. 5/2019 (posted February 8, 2019)

Notice 01-2019 and documentation for AIRB 2019 Semi-annual Review of Industry Experience as of June 2018 for Private Passenger Vehicles (posted January 29, 2019)

Bulletin 01-2019: Approval of 2019 CLEAR Rate Group Tables
(posted January 8, 2019)

Consumer survey (posted January 3, 2019)

  • Yardstick Research, on behalf of the Automobile Insurance Rate Board, is conducting a survey regarding consumer perceptions of automobile insurance rates and other related topics. The survey is now closed.

Bulletin 12-2018: Filing Guideline Exception for Ministerial Order
No. 14/2018 (posted November 1, 2018)

2018 Annual Review on Automobile Insurance Loss Experience
(Private Passenger Vehicles) - Adjustment to Grid Base Rate for Basic Coverage effective January 1, 2019 (posted October 31, 2018)

2018 Annual Review on Automobile Insurance Loss Experience
(Private Passenger Vehicles and Commercial Vehicles)
- Reports and Bulletins 07, 08 and 09-2018 (posted September 24, 2018)

AIRB 2018 Annual Review of Private Passenger Automobile Insurance Loss Experience - Audio transcript added (August 22, 2018)

  • The audio transcript of the open meeting held on August 14, 2018 has been added to the 2018 Annual Review page.

AIRB 2018 Annual Review of Private Passenger Automobile Insurance Loss Experience - Documentation added (August 14, 2018)

AIRB Notice 06-2018, Appointment of Board Members
(posted August 7, 2018)

AIRB Filing Guidelines (Private Passenger and Other than Private Passenger) updated - effective July 1, 2018 (posted June 29, 2018)

AIRB Bulletin 05-2018: Use of Convictions to Determine Premium
- effective June 29, 2018 (posted June 29, 2018)

AIRB Bulletin 04-2018: Minor Traffic Safety Convictions
- effective June 29, 2018 (posted June 29, 2018)

AIRB Compensation Disclosure (posted June 29, 2018)

AIRB 2018 Annual Review of Commercial Automobile Insurance Loss Experience - Notice 05-2018 and Documents (posted June 26, 2018)

AIRB 2018 Annual Review of Private Passenger Automobile Insurance Loss Experience - Notice 04-2018 and Documents (posted June 26, 2018)

AIRB 2017 Annual Report (posted April 4, 2018)

AIRB Bulletin 03-2018 - Industry PPV Benchmarks Schedule,
effective April 1, 2018 (posted March 29, 2018)

AIRB Notice 03-2018, Appointment of Board Members (posted March 8, 2018)

AIRB Filing Guidelines (Private Passenger and Other than Private Passenger) updated - effective March 1, 2018

AIRB Notice 02-2018, Appointment of new Executive Director (posted February 16, 2018)

AIRB Notice 01-2018, Semi-annual Review of Industry Experience as of June 2017 for Private Passenger Vehicles (posted February 9, 2018)

AIRB Bulletin 01-2018: Approval of 2018 CLEAR Rate Group Tables
(posted February 9, 2018)

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