Latest News
Added January 10, 2020: AIRB Filing Decisions for the 4th Quarter of 2019.
Added December 6, 2019: What to do after an Automobile Collision - Step-by-Step Guide.
Added November 27, 2019: Bulletin 11-2019 - Approval of 2020 CLEAR Rate Group Tables.
Added October 9, 2019: Usage Based Insurance (UBI) Filing Guidelines Update and related Bulletin 10-2019 - effective October 9, 2019.
Added October 4, 2019: Top 10 Reasons Why Premiums Increase.
See the archive page for earlier updates.
AIRB News Items
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Web updates
2019 4th Quarter Board Decisions (posted January 10, 2020)
What to do after an Automobile Collision (posted December 6, 2019)
- Step-by-Step Guide (PDF) to print and leave in your glove box, to have handy in case you are in a vehicle collision - added to the Driver's Frequently Asked Questions page
Bulletin 11-2019: Approval of 2020 CLEAR Rate Group Tables
(posted November 27, 2019)
Bulletin 10-2019: Usage Based Insurance (UBI) Filing Guidelines update
(effective October 9, 2019)
- Bulletin 10-2019: Usage Based Insurance (UBI) Filing Guidelines Update
- Simplified Filing Guidelines
- These are available on the Filing Guidelines page.
Top 10 Reasons why Premiums Increase (posted October 4, 2019)
- Top 10 Reasons why Premiums Increase infographic - added to Factors that Affect Premiums page
2019 3rd Quarter Board Decisions (posted September 30, 2019)
2019 Annual Review on Automobile Insurance Loss Experience
(Private Passenger Vehicles and Commercial Vehicles)
- Reports and Bulletins 06, 07, 08 and 09-2019 (posted September 27, 2019)
- See the 2019 Annual Review page for all documentation and background information.
AIRB 2019 Annual Review of Private Passenger Automobile Insurance Loss Experience - Presentation Documents (posted August 15, 2019)
- The presentation documents have been posted on the 2019 Annual Review page.
2019 2nd Quarter Board Decisions (posted July 8, 2019)
AIRB Filing Guidelines (Private Passenger and Other than Private Passenger) updated - effective July 1, 2019 (posted June 28, 2019)
- See AIRB Bulletin 05-2019: Filing Guidelines effective July 1, 2019.
- See the Filing Guidelines page for the updates.
AIRB 2019 Annual Review of Commercial Automobile Insurance Loss Experience - Notice 03-2019 and Documents (posted June 27, 2019)
- Notice 03-2019 - Annual Review of Commercial Automobile Insurance Loss Experience
- The Oliver Wyman Actuarial Analysis Preliminary Report has been posted on the 2019 Annual Review page.
AIRB 2019 Annual Review of Private Passenger Automobile Insurance Loss Experience - Notice 02-2019 and Documents (posted June 27, 2019)
- Notice 02-2019 - Annual Review of Private Passenger Automobile Insurance Loss Experience
- The Oliver Wyman Actuarial Analysis Preliminary Report and Consumer Representative report have been posted on the 2019 Annual Review page.
AIRB Compensation Disclosure (posted June 26, 2019)
AIRB 2018 Annual Report (posted June 11, 2019)
- The 2018 AIRB Annual Report has been posted.
AIRB Bulletin 04-2019 (posted June 3, 2019)
AIRB 2019-22 Business Plan (posted June 3, 2019)
AIRB Chair's message and vision updated (posted June 3, 2019)
AIRB Bulletin 03-2019 - Industry PPV Benchmarks Schedule,
effective April 1, 2019
(posted May 1, 2019)
- Bulletin 03-2019: Industry Private Passenger Vehicle (PPV) Benchmarks Schedule, effective April 1, 2019
- Industry Benchmarks Schedule page updated
- For background, see the 2019 Semi-Annual Review page.
2019 1st Quarter Board Decisions (posted May 1, 2019)
Bulletin 02-2019: Private Passenger Vehicles - Criteria for Ministerial Order No. 5/2019 (posted February 8, 2019)
Notice 01-2019 and documentation for AIRB 2019 Semi-annual Review of Industry Experience as of June 2018 for Private Passenger Vehicles (posted January 29, 2019)
- Notice 01-2019: Semi-annual Review of Industry Experience as of June 2018 for Private Passenger Vehicles
- See the 2019 Annual Review page for all documentation and background information.
Bulletin 01-2019: Approval of 2019 CLEAR Rate Group Tables
(posted January 8, 2019)
Consumer survey (posted January 3, 2019)
- Yardstick Research, on behalf of the Automobile Insurance Rate Board, is conducting a survey regarding consumer perceptions of automobile insurance rates and other related topics. The survey is now closed.
2018 4th Quarter Board Decisions (posted January 2, 2019)
Bulletin 12-2018: Filing Guideline Exception for Ministerial Order
No. 14/2018 (posted November 1, 2018)
- Bulletin 12-2018: Filing Guideline Exception for Ministerial Order No. 14/2018
- Related Frequently Asked Questions
Bulletin 11-2018: Gender X (posted November 1, 2018)
- Bulletin 11-2018: Gender X - this Bulletin provides further clarification for the use of Gender X in rating programs to all automobile insurers operating in Alberta.
2018 Annual Review on Automobile Insurance Loss Experience
(Private Passenger Vehicles) - Adjustment to Grid Base Rate for Basic Coverage effective January 1, 2019
(posted October 31, 2018)
- Adjustment to Grid Base Rates for Basic Coverage - effective January 1, 2019
Bulletin 10-2018 and Order 01-2018 added. - The Annual Review Report has been updated to include Grid information.
- See the 2018 Annual Review page for all documentation and background information.
2018 3rd Quarter Board Decisions (posted October 3, 2018)
2018 Annual Review on Automobile Insurance Loss Experience
(Private Passenger Vehicles and Commercial Vehicles)
- Reports and Bulletins 07, 08 and 09-2018 (posted September 24, 2018)
- See the 2018 Annual Review page for all documentation and background information.
AIRB 2018 Annual Review of Private Passenger Automobile Insurance Loss Experience - Audio transcript added (August 22, 2018)
- The audio transcript of the open meeting held on August 14, 2018 has been added to the 2018 Annual Review page.
AIRB 2018 Annual Review of Private Passenger Automobile Insurance Loss Experience - Documentation added (August 14, 2018)
- Presentations and Written Submissions have been added to the 2018 Annual Review page.
AIRB Notice 06-2018, Appointment of Board Members
(posted August 7, 2018)
2018 2nd Quarter Board Decisions (posted July 9, 2018)
AIRB Filing Guidelines (Private Passenger and Other than Private Passenger) updated - effective July 1, 2018 (posted June 29, 2018)
- See AIRB Bulletin 06-2018: Filing Guidelines effective July 1, 2018.
- See the Filing Guidelines page for all of the updates, including the List of changes effective July 1, 2018.
AIRB Bulletin 05-2018: Use of Convictions to Determine Premium
- effective June 29, 2018 (posted June 29, 2018)
AIRB Bulletin 04-2018: Minor Traffic Safety Convictions
- effective June 29, 2018
(posted June 29, 2018)
AIRB Compensation Disclosure (posted June 29, 2018)
AIRB 2018 Annual Review of Commercial Automobile Insurance Loss Experience - Notice 05-2018 and Documents (posted June 26, 2018)
- Notice 05-2018 - Annual Review of Commercial Automobile Insurance Loss Experience
- The Oliver Wyman Actuarial Analysis Preliminary Report has been posted on the 2018 Annual Review page.
AIRB 2018 Annual Review of Private Passenger Automobile Insurance Loss Experience - Notice 04-2018 and Documents (posted June 26, 2018)
- Notice 04-2018 - Annual Review of Private Passenger Automobile Insurance Loss Experience
- The Oliver Wyman Actuarial Analysis Preliminary Report and draft Consumer Representative report has been posted on the 2018 Annual Review page.
AIRB Board Meeting Schedule (updated May 7, 2018)
2018 1st Quarter Board Decisions (posted April 6, 2018)
AIRB 2017 Annual Report (posted April 4, 2018)
- The 2017 AIRB Annual Report has been posted.
AIRB Bulletin 03-2018 - Industry PPV Benchmarks Schedule,
effective April 1, 2018
(posted March 29, 2018)
- Bulletin 03-2018: Industry Private Passenger Vehicle (PPV) Benchmarks Schedule, effective April 1, 2018
- Industry Benchmarks Schedule page updated
- For background, see the 2018 Semi-Annual Review page.
AIRB Notice 03-2018, Appointment of Board Members (posted March 8, 2018)
AIRB Filing Guidelines (Private Passenger and Other than Private Passenger) updated - effective March 1, 2018
- Please see the Filing Guidelines page for all of the updates, which are effective March 1, 2018.
- See List of changes effective March 1, 2018.
AIRB Notice 02-2018, Appointment of new Executive Director (posted February 16, 2018)
AIRB Notice 01-2018, Semi-annual Review of Industry Experience as of June 2017 for Private Passenger Vehicles (posted February 9, 2018)
- Notice 01-2018: Semi-annual Review of Industry Experience as of June 2017 for Private Passenger Vehicles
- Oliver Wyman Preliminary Semi-annual Review Report as of June 30, 2017
- See the 2018 Semi-annual Review page for all documentation.
AIRB Bulletin 01-2018: Approval of 2018 CLEAR Rate Group Tables
(posted February 9, 2018)
2017 4th Quarter Board Decisions (posted January 8, 2018)
Notice to all Private Passenger Vehicle Automobile Insurers
(posted December 14, 2017)
2017 3rd Quarter Board Decisions (posted October 4, 2017)
2017 Annual Review on Automobile Insurance Loss Experience
(Private Passenger Vehicles and Commercial Vehicles)
- Reports, Bulletins 05, 06, 07, 08-2017 & Order 01-2017
(posted September 29, 2017)
- See the 2017 Annual Review page for all documentation and background information.
AIRB 2017 Annual Review of Private Passenger Automobile Insurance Loss Experience - Documentation added (August 15, 2017)
- Presentations, Written Submissions and the Audio Transcript have been added to the 2017 Annual Review page.
AIRB 2017 Annual Review of Commercial Automobile Insurance Loss Experience - Notice 04-2017 and Document (posted July 4, 2017)
- Notice 04-2017 - Annual Review of Commercial Automobile Insurance Loss Experience
- The Oliver Wyman Actuarial Analysis Preliminary Report has been posted on the 2017 Annual Review page. More documents will be added as they become available.
2017 2nd Quarter Board Decisions (posted June 28, 2017)
AIRB 2017 Annual Review of Private Passenger Automobile Insurance Loss Experience - Notice 03-2017 and Documents (posted June 26, 2017)
- Notice 03-2017 - Annual Review of Private Passenger Automobile Insurance Loss Experience
- Documents have been posted on the 2017 Annual Review page.
AIRB Bulletin 04-2017 - Employee/Staff Discount (effective May 15, 2017)
2017 1st Quarter Board Decisions (posted April 7, 2017)
AIRB Bulletin 03-2017 - Industry PPV Benchmarks Schedule,
effective April 1, 2017
(posted April 4, 2017)
- Bulletin 03-2017: Industry Private Passenger Vehicle (PPV) Benchmarks Schedule, effective April 1, 2017
- Industry Benchmarks Schedule page updated
- For background, see the 2017 Semi-Annual Review page.
AIRB 2016 Annual Report (posted March 16, 2017)
- The 2016 AIRB Annual Report has been posted.
AIRB Bulletin 02-2017: Filing Guidelines, Rating Profiles and UBI Anniversary Report - Updates effective March 1, 2017
(posted March 6, 2017)
- Bulletin 02-2017: Filing Guidelines, Rating Profiles and UBI Anniversary Report - Updates effective March 1, 2017
- Please see the Filing Guidelines page for updates.
- See List of changes effective March 1, 2017.
AIRB Notice 02-2017: Fleet Definition Update (posted March 6, 2017)
AIRB Notice 01-2017, Semi-annual Review of Industry Experience as of June 2016 for Private Passenger Vehicles (posted February 1, 2017)
- Notice 01-2017: Semi-annual Review of Industry Experience as of June 2016 for Private Passenger Vehicles
- Oliver Wyman Preliminary Semi-annual Review Report as of June 30, 2016
- See the 2017 Semi-annual Review page for all documentation.
