Latest News

Added May 5, 2021: AIRB 2021-24 Business Plan

Added May 4, 2021: Filing Guidelines and Related Updates (effective May 1, 2021)

Updated April 1, 2021: Grid Step Calculation Tool for Agents/Brokers

Added March 30, 2021: AIRB Bulletin 05-2021 - Usage Based Insurance Program Guidance (effective April 1, 2021)

Added March 30, 2021: AIRB Bulletin 04-2021 - Industry PPV Benchmarks Schedule (effective April 1, 2021)

Added March 30, 2021: AIRB Bulletin 03-2021 - DCPD Filing Guidelines (effective April 1, 2021)

See the archive page for earlier updates.

Annual Review

Annual Review of Automobile Insurance Loss Experience

The AIRB conducts an annual review of automobile insurance loss experience to establish industry benchmarks to be used in the review of insurers' rate filings for basic and additional coverage for private passenger vehicles and commercial vehicles.

The annual review benchmarks are based on data to December 31 of the prior year and are for filings submitted on or after October 1 of each year. The private passenger vehicles industry benchmarks will also be used for the annual (January 1) adjustment to the Grid Rating program.

Annual Review - Private Passenger Vehicles

Annual Review - Commercial Vehicles