Latest News

Added December 1, 2021: Bulletin: 12-2021 Principles for Rating Variables

Added October 20, 2021: Direct Compensation for Property Damage (DCPD) - effective January 2022

Added October 20, 2021: New pages added - Automobile Insurance Regulation in Alberta

Added September 29, 2021: 2021 Market and Trends Report

Added September 24, 2021: Grid Guidance document updated - effective October 1, 2021

Added September 24, 2021: Filing Guidelines updates - effective October 1, 2021

Added September 24, 2021: 2021 Annual Review of Private Passenger and Commercial Vehicles - Bulletins and Reports - effective October 1, 2021

See the archive page for earlier updates.

Annual Review

Annual Review of Automobile Insurance Loss Experience

The AIRB conducts an annual review of automobile insurance loss experience to establish industry benchmarks to be used in the review of insurers' rate filings for basic and additional coverage for private passenger vehicles and commercial vehicles.

The annual review benchmarks are based on data to December 31 of the prior year and are for filings submitted on or after October 1 of each year. The private passenger vehicles industry benchmarks will also be used for the annual (January 1) adjustment to the Grid Rating program.


Annual Review - Private Passenger Vehicles


Annual Review - Commercial Vehicles